Terms & Conditions

Alberta First Nations Auto Finance

Effective Date: March 2026


1. Introduction

These Terms & Conditions (“Terms”) govern your use of the website and services provided by Alberta First Nations Auto Finance (“we,” “our,” or “us”).

By accessing this website or submitting an application, you agree to be bound by these Terms. If you do not agree, please do not use this website.


2. Services Provided

Alberta First Nations Auto Finance provides assistance in obtaining vehicle financing by:

  • Collecting and reviewing applicant information

  • Matching applicants with potential lenders

  • Facilitating communication between applicants and financing partners

We are not a direct lender and do not make credit decisions.


3. Eligibility

By using this website, you confirm that:

  • You are of the age of majority in your province or territory

  • You are legally capable of entering into a binding agreement

  • The information you provide is accurate and complete


4. Application Accuracy

You agree that:

  • All information submitted is true and correct

  • You will not provide false, misleading, or incomplete information

  • You authorize us to verify your information with third parties

Providing inaccurate information may result in denial of financing or termination of service.


5. No Guarantee of Approval

Submission of an application does not guarantee approval for financing.

Approval decisions are made solely by third-party lenders based on their own criteria, which may include:

  • Credit history

  • Income verification

  • Debt obligations

  • Employment status


6. Rates, Terms, and Conditions

Any financing rates, terms, or payment amounts presented:

  • Are estimates only

  • May change based on lender approval

  • Are subject to final verification and underwriting

Final terms will be provided directly by the lender or financing partner.


7. Vehicle Availability

Vehicle availability:

  • Is not guaranteed

  • May vary based on inventory and location

  • May change without notice

We do not guarantee specific vehicles until confirmed in writing.


8. Trade-In Estimates

Trade-in values:

  • Are estimates only

  • Subject to inspection and verification

  • May change based on vehicle condition, mileage, and market value


9. Communication Consent

By submitting your information, you agree to be contacted via:

  • Phone calls

  • Email

  • SMS/text messages

These communications may relate to your application, financing options, or follow-up services.

You may opt out of communications at any time.


10. Third-Party Services

We may work with third-party providers, including:

  • Lenders and financial institutions

  • Credit bureaus

  • Technology and communication platforms

We are not responsible for the policies or actions of these third parties.


11. Limitation of Liability

To the fullest extent permitted by law:

Alberta First Nations Auto Finance shall not be liable for:

  • Any direct or indirect damages arising from use of this website

  • Financing decisions made by third-party lenders

  • Delays, errors, or interruptions in service

Use of this website is at your own risk.


12. Intellectual Property

All content on this website, including text, branding, and design:

  • Is owned or licensed by Alberta First Nations Auto Finance

  • May not be copied, reproduced, or distributed without permission


13. Privacy

Your use of this website is also governed by our Privacy Policy, which outlines how your personal information is collected and used.


14. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date.


15. Governing Law

These Terms are governed by the laws of the Province of Alberta and the applicable federal laws of Canada.


16. Contact Information

For questions regarding these Terms:

Alberta First Nations Auto Finance
Email: info@afnaf.ca
Phone: +1 (587) 257-3341